Smart cruisers make the best cruisers.  Here are 10 ways that rookies waste money on a cruise and how to avoid them.
1. ATM Fees – Forgetting to bring extra cash can be costly on a cruise with ATM machines charging fees that will range from $5-8 per transaction (on top of what your bank will charge you).  If you do need cash for a day in port or to tip the crew a few extra dollars, you can avoid ATM fees on cruise ships with a handy tip on our cruise hacks page.
2. Spa Products – Getting a massage during your cruise is a great way to get pampered while on vacation.  However, you will usually be offered a hard sell right after your treatment is over for some

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